No, all these plans are dental savings plans – the affordable alternative to traditional insurance. Dental savings plans provide flexible features – such as no annual spending limits and no waiting period before you can get dental care – that may better meet your oral health needs.
Dental savings plans are so easy to understand and use! You pay a low annual membership fee to access a network of dentists who offer reduced fees – anywhere from 10%-60%, depending on the service or treatment needed – exclusively to plan members.
No. You must see a participating dentist to receive the discounts associated with your dental savings plan. That said, you are free to choose any participating provider, and you can switch providers at any time.
The easiest, quickest way to find out which dentists participate in a particular plan is to call us at 844.654.5876.
No. Anyone can join a dental savings plan.
Typically, you can use your dental savings plan within 72 hours of plan purchase. We will send you an email, and tell you how to access your membership materials after your purchase is confirmed.
Unlike traditional dental insurance there is no waiting period for any of the treatments included in your plan, even the more complex and costly procedures such as root canals, crowns or bridges.
Insurance plan rules vary, but typically you can use a dental savings plan to reduce your out-of-pocket dental care costs once you’ve reached the annual maximum spending limit on your dental insurance plan. You cannot use your dental insurance and your dental savings plan for the same procedure, in accordance with insurance policy rules. Your dentist can, however, help you to coordinate treatment using both your savings and insurance plans. If in doubt, check with your plan provider.
No. You save directly at the dentist. There are no claims to file and no waiting for reimbursement.